2012 PIP Reform Law – How It Will Impact Accident Victims – Gainesville and Ocala Accident Attorney Explains

Perhaps the most controversial bill the legislature passed this year is the personal injury protection insurance (PIP) reform bill, which was quite literally passed at the final hour of the final day of session. This bill is waiting for Governor Scott’s signature, which should not be a problem since the governor has strongly supported—and some would argue even lobbied for—PIP reform. The majority of the bill’s content will take effect on 1 July 2012, while one large part will not take effect until 1 January 2013. (The bill was signed into law on May 4, 2012)

Florida has had a PIP law in place for 40 years and has been revised several times. The 2012 Florida legislature has revised it once again. This time we find the PIP law still in place in principle but with many substantive changes that almost make it a brand new law.

The legislature claimed that comprehensive reform of the state’s no fault car insurance program is necessary to reduce fraud and therefore premiums. Apparently, people have taken advantage of the PIP benefits by creating fraudulent accident and injury claims to collect the $10,000 PIP benefit through their own insurance carriers. Florida leads the nation in staged accidents, most notably in Miami and Tampa. The legislature passed the 2012 PIP reform bill to address the issue of fraud on PIP.

How? By implementing policies and procedures that make collecting legitimate PIP benefits much more difficult. Here are some of the changes to PIP that will impact accident victims:

The PIP reform bill also places many new provisions regarding how attorney’s fees are awarded in a PIP dispute. These provisions decrease potential fees that attorneys can collect, which serves as a disincentive for filing a civil lawsuit for PIP benefits.

Stay tuned as we report further on the full impact of the PIP reform.

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Hello, I am Jeffrey Meldon. As an accident attorney, I strongly believe that public education is the first step in the prevention of an accident or in the recovery from one.

My Office and Associates are located in Gainesville, Florida. We are Personal Injury Attorneys (Accident Lawyers). I take pride in my work and the results that I and my experienced team of Associates and Staff get for our clients.

Everyone in my Office works hard to help accident victims get the justice and the fair settlement or jury verdict that they deserve throughout the North and Central Florida area including: Ocala, Marion County, Alachua County, Lake City, Citrus County, Daytona Beach, and Inverness. I am highly involved with every case in my office and am the negotiator with insurance companies.

You can feel free to give me a call at 800-373-8000 or contact my office, with any questions you may have, or to discuss your unique case.

Consultations and Case Evaluations are always Free.