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Could I Have a Claim for Punitive Damages Against My Insurance Company?

Yes, possibly. Florida law entitles an insured to punitive damages, if the insurance company engages in unfair claims settlement practices with such a frequency to indicate general business practices that are willful, wanton, and reckless to the right’s of the insured. (F.S. §627.736)(2010). In this situation, punitive damages are intended to punish the insurance company for misconduct toward their insured.

As an experienced Florida accident attorney, I’ve negotiated with many insurance companies. Sometimes, an insurance company denies reimbursement for legitimate medical bills or lost wage claims under the PIP (Personal Injury Protection) statute. If this happens, it can be extremely frustrating for the insured, and it’s a good time to seek advice from a personal injury attorney, who is skilled in insurance negotiation.

My advice: when dealing with an insurance company ‘playing hard ball’ after an accident, consult an attorney ‘early and often’ to protect your rights and to hold the insurance company accountable.

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We at Meldon Law strongly believe that public education is the first step in the prevention of an accident or in the recovery from one.

We are experienced personal injury attorneys, trial attorneys, negotiators, litigators, paralegals, and staff that have been proudly working to get accident victims the justice they deserve for over 40 years in Gainesville, Ocala, Lake City, Inverness, and the rest of North Central Florida and North Florida. Accidents involving a car crash, truck wreck, and motorcycle, bicycle, or pedestrian accidents, dog bites, slip and falls, medical malpractice, and criminal defense are all included in our practice.

Based on Jeffrey Meldon’s, founder of Meldon Law, over 40 years of helping accident victims get justice and a fair shake from the insurance companies, he has written the consumer guide book, Seven Mistakes That Can Wreck Your Florida Accident Case. You can request your free, no obligation copy right now, or contact our office for your complimentary copy sent to you today.

Contact Meldon Law at 800-373-8000 immediately if you have been involved in a serious auto, truck, or motorcycle accident. We are in your community, have the experience and resources required to work towards obtaining a fair settlement for you – we are here to help you.

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