Suwannee County Car Accident Attorney
Car accidents can be traumatic and sometimes, the effects will stay with you for many years. Car wrecks cause extremely serious injuries and you will incur high medical bills and potentially endure chronic pain. These represent just two of the losses you will suffer after a crash. Fortunately, in Live Oak and throughout Suwannee County, there are many ways you can claim compensation for these losses. Our Suwannee County car accident attorney explains what these are below.
Suwannee County & No-Fault Auto Insurance Laws
All car crashes in Suwannee County, as throughout the rest of the state, are governed by no-fault auto insurance laws. Under no-fault auto insurance rules, every driver is required to carry at least $10,000 in personal injury protection (PIP) coverage. You must file a claim with your own insurance company to claim PIP benefits, which will cover 80 percent of your medical expenses but these expenses must be reasonable. Due to the fact that this coverage is considered no-fault, you can claim these benefits even if you were partly to blame for the crash and you do not need to prove someone else was at fault.
Filing a Personal Injury Lawsuit After a Crash
To many people, $10,000 may sound like a fair amount of compensation. Unfortunately, if you have sustained very serious injuries, it is not. For example, paralysis costs $110,000 to treat each year following an accident, so the amount of coverage provided by PIP is not nearly enough. After you have exhausted the coverage available from your own insurance company, you can sometimes file a claim against the at-fault party.
To file a personal injury lawsuit against the careless party, you must meet the serious injury threshold. In Suwannee County, this means the injury must be so serious that it impacts your day-to-day activities. If you suffer permanent disfigurement or scarring, loss of a central body function, or experience a partial or total disability for 90 days or more, you may meet the serious injury threshold.
When filing a personal injury lawsuit against a negligent party, you must prove they were at fault for the crash. Driving under the influence of alcohol or drugs, texting and driving, and violating traffic laws are just a few of the most common types of negligence that cause a crash. Proving this negligence is not easy. A Suwannee County car accident attorney will conduct an investigation and collect evidence so you claim the full settlement you are entitled to.
Call Our Car Accident Attorneys in Suwannee County Today
The aftermath of a crash is very difficult and you should not go through it alone. At Meldon Law, our Suwannee County car accident attorney will advise you of your legal options and make sure your rights are upheld at all times so you recover the maximum damages you deserve. Call us today at 800-373-8000 or fill out our online form to schedule a free consultation and to learn more about how we can help.