Ocala Uninsured Driver Accident Attorneys
Auto insurance is required in Florida and most other states, but that doesn’t mean that drivers have it. Many motorists drive without insurance for one main reason: it’s expensive. Auto insurance protects you in the event of a car accident, but the premiums can be high based on factors such as driving history, traffic citations, age, location, and even gender. As a result, many drivers forgo insurance. However, they can still cause serious accidents. If you have been involved in an accident caused by a driver without insurance, contact an Ocala uninsured driver accident attorney today.
What Are the Auto Insurance Requirements in Florida?
In Florida, drivers are required to carry a minimum of $10,000 of property damage liability (PDL), as well as $10,000 of personal injury protection (PIP). Property damage liability pays for damage caused to vehicles and other property in the event of a crash. Personal injury protection pays for lost wages and medical bills. Florida does not require bodily injury insurance.
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How Can I Protect Myself?
Florida is one of the top states for uninsured drivers. More than 20% of motorists in the state have no insurance. If they cause an accident, you can sue them, but you likely will not receive much compensation, if any at all. After all, if a person had a lot of assets, they would have auto insurance to protect them.
What this means is that as a driver, the best thing you can do is get uninsured motorist insurance. While this type of coverage is not required in Florida, it’s a good idea to have. It costs just a few extra dollars a month and is well worth it. If your accident was caused by an uninsured motorist, this insurance will cover any damages you incur as a result of an accident.
Many drivers who don’t have insurance will flee the accident scene immediately. When this happens, it is likely because they are doing something illegal, such as driving under the influence, speeding, or driving without a license. It could also mean that they are driving without insurance. They do not want to get caught and suffer the consequences. They take their chances and leave the scene in hopes that they do not get caught. The good news is that uninsured motorist insurance will also cover damages caused by a hit and run crash, giving you peace of mind.
Contact an Ocala Uninsured Driver Accident Attorney Today
Getting hit by an uninsured driver can be a frustrating experience. It can also be a complex situation when it comes to getting the compensation you deserve for your damages.
Don’t handle this type of accident on your own. Seek legal help from the personal injury attorneys at Meldon Law. We will work hard to preserve your legal rights and help you obtain the compensation you need to pay for vehicle damage, medical bills, pain and suffering, and other damages. Schedule a consultation with an Ocala hit by uninsured driver attorney today by calling (800) 373-3000.