Experienced Lake City Uninsured Driver Accident Attorney

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Home > Lake City Personal Injury Lawyer > Lake City Car Accident Attorney > Lake City Uninsured Driver Accident Attorney

Like in every other state, Florida law requires all motorists to purchase and carry minimum levels of car insurance. Unfortunately, many people believe they cannot afford the cost of purchasing auto insurance and others simply do not want to pay the cost of it, which is sometimes exorbitant. If an uninsured driver causes a crash that results in serious injuries, it then becomes very difficult for victims to claim the financial compensation they need. If you or someone you love has been hurt, our Lake City uninsured driver accident attorney can advise you of your legal options during this difficult time.

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You Can Claim PIP After Being Hit by Uninsured Driver

All drivers in Lake City are required to purchase many different types of auto insurance. Personal injury protection (PIP) is one type of insurance, and it is important after being hit by an uninsured driver. PIP is a type of no-fault insurance, so all you have to do to receive it is file a claim with your own insurance company. Through PIP benefits, you can claim a maximum $10,000 in medical and disability benefits, and a maximum of 60 percent of your lost income if you cannot work right away after the accident.

Unlike the law in many other states, you are not required to purchase uninsured motorist (UM) coverage or underinsured motorist (UIM) coverage in Lake City. Still, while you will have to pay more for this type of insurance, the cost is minimal and it is extremely helpful if you are hit by an uninsured driver, as you can claim up to the policy’s limits.

$4,250,000

Golf Cart Accident

Our client tragically lost his life when a distracted golf cart driver crashed into our client while he was riding his bicycle. Our client was an avid cyclist and was riding his usual route when a golf cart made a left turn and cut across our client’s bike path. The impact of the collision was so severe that our client was knocked off his bicycle into the air and landed in the roadway. Due to the golf cart driver’s failure to adhere to standard traffic regulations and exercise due caution, our client was tragically killed. Our office is pursuing a wrongful death action on behalf of the surviving family.

$1,450,000

Motorcycle Accident

A woman on a motorcycle was hit by a car that resulted in leg amputation below the knee.

$1,250,000

Pedestrian Accident

A female pedestrian was hit by a car that was pulling out of a parking lot that resulted in lower back surgery and a spinal stimulator implant.

$995,000

Car Accident

When hit by a driver of a Ford Credit company who ran a stop-sign at an intersection of a highway causing – multiple cervical fractures, a frontal lobe brain injury, a right shoulder injury, and a right broken arm.

$950,000

Golf Cart Accident

Our client was enjoying an afternoon riding in a golf cart when another golf cart t-boned our client’s cart. Our client suffered significant injuries resulting in permanent disfigurement of her feet, hands, and TBI’s. Our firm was able to successfully settle this matter pre-suit for our client for $950,000.00.

$500,000

Traumatic Brain Injury

Our client was severely injured in an intersection crash. She suffered two (2) significant “jolts” – the first from when she was T-boned in the intersection, and the second from when the original impact caused her to strike a utility pole. The crash caused highly painful low back injuries, initially forcing the client to undergo aggressive pain management, including radiofrequency ablations (nerve burning). A highly compelling, emotional video was prepared featuring testimony from the client and her Aunt about the mental, emotional, and physical problems the client has faced since the crash. The case settled pre-suit for $500,000.00.

$500,000

Car Accident

Our client was a driving on a curved road in a residential neighborhood in South Florida at midnight when he was struck head-on by a high-performance sportscar traveling at a very high rate of speed. One of the witnesses to the crash was a U.S. Army Officer who saw the sportscar literally “fly through the median” prior to striking our client’s vehicle. Fortunately, the at-fault vehicle initially struck bushes and knocked over a palm tree prior to the collision, otherwise the injuries to our client most likely would have been fatal. A life care plan for the client was prepared by a highly qualified, well respected certified life care planner hired by our firm, and ultimately, the case settled for $500,000.00.

$450,000

Motorcycle Accident

Our client was preparing to stop when the car driven behind them failed to notice and crashed into the rear of our client’s vehicle. The hit was of such force that it knocked our client’s vehicle into oncoming traffic where he ultimately came to a stop in the ditch on the opposite side of the road. Our client suffered catastrophic injuries. The case ultimately settled pre-suit for $450,000.00.

Filing a Lawsuit After Being Hit by Uninsured Driver

Uninsured drivers are not covered by an insurance policy so you cannot file an insurance claim against them to obtain coverage. Still, you may be able to file a lawsuit directly against the uninsured driver. When filing a lawsuit, you must prove certain elements of your case, which include:

  • The uninsured driver had a legal obligation to act in a manner that was reasonable and safe,
  • The uninsured driver breached that legal duty of care,
  • The breach, or negligent act, resulted in a crash, and
  • You suffered losses, legally known as damages, as a result

Proving certain elements of your lawsuit is never easy. For example, it is often very difficult to prove another driver acted negligently. Another challenge associated with filing a lawsuit is that drivers who do not carry the proper amount of insurance usually fail to do so because they cannot afford it. As a result, it can be difficult to obtain financial compensation from a driver that could not even afford to purchase insurance.

No Win, No Fee—Let Our Lake City Uninsured Driver Accident Attorney Fight for You!

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Our Lake City Hit By Uninsured Driver Attorney Can Help with Your Case

At Meldon Law, our Lake City personal injury lawyer can advise on your legal options after any car accident. We will review the circumstances of your case, advise you of your legal options, and ensure you receive the full compensation you deserve. Call us today or contact us online to schedule a free consultation.

Lake City Uninsured Driver Accident FAQs

What should I do if the driver who hit me in Lake City had no insurance at all?

Report the crash, get medical care right away, notify your own insurer, and preserve photos, witness information, and repair evidence. In Florida, timely treatment matters because PIP medical benefits require initial services and care within 14 days, and a Lake City uninsured driver accident lawyer can also review your UM coverage and whether a direct lawsuit is worth pursuing.

Does my PIP still apply if the at-fault driver was uninsured in Lake City?

Yes. Florida no-fault coverage generally means you still start with your own PIP even if the other driver had no insurance at all. PIP usually covers 80 percent of reasonable medical expenses and 60 percent of lost income up to the applicable limit if you satisfy the treatment requirements, and an uninsured driver accident attorney can push back if your own carrier underpays or delays benefits.

Can uninsured motorist coverage help after a Lake City crash if the other driver has no policy or no money?

Yes, if you bought it and did not reject it in writing. Florida UM coverage is designed to protect insured people who are legally entitled to recover from uninsured or underinsured drivers, and it pays over and above available PIP and other benefits up to the UM policy limits. A Lake City uninsured driver accident lawyer should review the declaration page as soon as possible.

Is it worth suing an uninsured driver directly in Lake City, or are there other ways to recover compensation?

Sometimes yes, but not always. A direct lawsuit may make sense if the uninsured driver has assets, income, or another realistic source of collection, but in many cases the more practical recovery comes from PIP, UM coverage, and any other responsible parties. An uninsured driver accident attorney can assess collectability before you spend time chasing a judgment that may never be paid.

Meldon Law

Address: 2941 W US Hwy 90 Suite 117, Lake City, FL 32055, United States

Phone: 352-373-8000

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