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Why Was PIP Created in the First Place?

The personal injury protection (PIP) reform bill has been and remains controversial in part because it directly affects the vast majority of Florida residents—those who drive. Before analyzing the reform bill, let us briefly look back at legislative history so we have a better understanding of the proposed reforms to PIP.

Prior to 1972, people involved in auto accidents in Florida had difficulty collecting money for their damages and injuries because insurance companies were often inclined to deny liability by their insured. The unfortunate result was auto accident victims not receiving medical care for their injuries because insurance companies would not make payments when needed, claiming that they could not provide compensation under a policy until liability or fault for the accident was clearly determined.

The Florida Legislature responded to this crisis in 1972 by passing the county’s first No Fault Law regarding traffic accidents. This law was passed to make sure that anyone involved in an auto accident would quickly receive money to treat their injuries. The law specifically states that insurance carriers are required to pay up to $10,000 to their own policyholder after an accident to cover medical bills and lost wages regardless of who was at fault. This way, injured auto victims could receive immediate medical treatment without being forced to wait for an insurance carrier to accept or admit fault—hence, the No Fault Law. The legislature named this new type of coverage personal injury protection or PIP.

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MeldonHello, I am Jeffrey Meldon. As an accident attorney, I strongly believe that public education is the first step in the prevention of an accident or in the recovery from one.

My Office and Associates are located in Gainesville, Florida. We are Personal Injury Attorneys (Accident Attorneys). I take pride in my work and the results that I and my experienced team of Associates and Staff get for our clients.

Everyone in my Office works hard to help accident victims get the justice and the fair settlement or jury verdict that they deserve throughout the North and Central Florida area including: Ocala, Marion County, Alachua County, Lake City, Citrus County, Daytona Beach, and Inverness. I am highly involved with every case in my office and am the negotiator with insurance companies.

You can feel free to give me a call at 800-373-8000 or contact my office, with any questions you may have, or to discuss your unique case.

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