What if the Insurance Carrier Denied My Claim?
Insurance carriers deny claims far more often than most consumers realize. They do this for a number of reasons, such as:
- The policy that you or the other driver has does not cover accidents of the type that you experienced.
- The other driver was uninsured and you don’t have uninsured motorist coverage.
- You or the other driver were driving under the influence of drugs or alcohol at the time of the accident.
- Your damages exceeded the limits of the policy.
- You missed required reporting deadlines.
- You made false or misleading claims.
- You failed to pay your insurance premiums.
If your claim has been denied, an attorney can file an appeal and submit evidence regarding the accident and the damages you suffered.