What if the Insurance Carrier Denied My Claim?

Insurance carriers deny claims far more often than most consumers realize. They do this for a number of reasons, such as:

  • The policy that you or the other driver has does not cover accidents of the type that you experienced.
  • The other driver was uninsured and you don’t have uninsured motorist coverage.
  • You or the other driver were driving under the influence of drugs or alcohol at the time of the accident.
  • Your damages exceeded the limits of the policy.
  • You missed required reporting deadlines.
  • You made false or misleading claims.
  • You failed to pay your insurance premiums.

If your claim has been denied, an attorney can file an appeal and submit evidence regarding the accident and the damages you suffered.