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What Are the Insurance Requirements Post-DUI and What is the Cost?

This is an important question and one that can affect the 3 to 5 years of your life. In addition, it is another good reason to hire the best and most experienced DUI attorney in your county. Here is the information:

Premiums. Whether we’re talking about a first (1st) or subsequent DUI (driving under the influence) offense, you’re looking at a higher cost of insurance, or premium. Basically, it costs more to insure a driver with a history of DUI, who may again cause property damage, personal injury, or fatalities. It is estimated that annual insurance rates may increase as much as $3,000 to $5,000 for three (3) to five (5) years following a DUI.

Required Insurance(s): Additionally, Florida law requires a DUI offender to carry insurance in excess of the minimum mandated by law. For a DUI conviction on or prior to October 1, 2007, an offender must carry:

  • Bodily Injury (BI) insurance in the amount of $10,000 per person and $20,000 per occurrence;
  • Property Damage in the amount of $10,000; and
  • A reinstatement fee of $15 may be charged.

Any DUI conviction after October 1, 2007, must provide proof of:

  • Bodily Injury (BI) insurance in the amount of $100,000 per person and $300,000 per occurrence;
  • Property Damage in the amount of $50,000 property damage liability on the arrest date or proof of liability coverage; and
  • A reinstatement fee of $150 and up to $500 may be charged (Department of Highway Safety and Motor Vehicles).

My advice: consult with an experienced DUI attorney to take timely action. For more detailed information, request a free copy of A DUI Guide for Alachua County.

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Remember, the only sure way of avoiding the lifelong consequences of a DUI conviction is to not drink and drive!

However, if it is too late, do not make another mistake – hire an experienced DUI/DWI attorney to represent you and do it ASAP, don’t wait! You can contact us today at 800-373-8000.

The experienced Trial Attorneys at Meldon Law are dedicated to preserving the rights of the accused.


Pictured above – Dan Weisman, Jeffrey Meldon, and Carey Meldon have a combined 60 years of legal experience representing people in Gainesville, Florida and Alachua County, Florida accused of DUI/DWI and other criminal charges. They wrote the DUI Guide for Alachua County – Ways to Possibly Avoid a DUI Charge or Conviction. Request your free copy today.


This free no obligation book, written by a team of experienced DUI defense criminal trial attorneys, gives insight into what a DUI charge is, ways the State can prove the charge, and possible legal defenses.

Being charged and convicted of DUI is best avoided by not drinking and driving! This book also gives information on what it takes to be over the legal limit, how alcohol affects the body, plus much, much more!

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