The Other Driver’s Insurance Company Has Offered Me a Settlement. It Seems a Little Low for the Extent of My Injuries. What Should I Do?

It is a common tactic of insurance companies to offer a quick, low-ball settlement that does not reflect the full extent of the victim’s damages, including costs of ongoing medical care, loss of wages, lost earning capacity, and pain and suffering. They bank on the theory that the injured party will prefer a quick payout, and fail to realize the actual costs of their long-term damages until well after the release of liability has been made. The problem when someone signs for a quick settlement, but then later learns their damages are more extensive than the amount they received, is they will be barred from going back and seeking any additional compensation.

An experienced personal injury attorney can help you to determine whether the settlement you have been offered is fair and based on both your actual existing injuries and projected damages.