In this article, accident attorney, Jeffrey Meldon, explains how to begin to go about telling if you have an accident claim or not, using his three basic step approach.

Determining if you have an insurance claim to file is step one in being reimbursed for your losses in an auto accident. I like to use the example of a three-legged stool to help explain this first step. I find this approach is helpful because, just like the stool needs all three of its legs to stand upright, an accident case needs these three legs to support an insurance claim:

1. Who was at fault? Determining who caused the accident is vital for filing an insurance claim and is not always easily determined. Discovering the at-fault party may require additional investigation beyond whom the police officer sited for causing the accident. In addition, Florida is a comparative negligence state which means that more than one person can contribute to causing an accident.
2. Were there any injuries caused by the accident? It is vitally important to seek medical attention immediately after a crash and to document any injuries caused by the accident. Proving that your injuries were a direct cause of the crash is not always as easy as it may sound and often requires extensive documentation to prove the value of your case.
3. What insurance is available for compensation? Insurance coverage for all parties involved must be researched to evaluate what money is available to cover your losses and expenses.

Remember, after an accident, it is important to seek medical attention immediately to document any injuries and seek legal assistance right away while the evidence is fresh.

If you are not sure if you have a claim, I will be glad to assist you for free and without any obligation. Feel free to call my office at 800 373 8000 or contact me on line. I have also written a free, no obligation consumer protection guide book, Seven Mistakes That Can Wreck Your Accident Case. Call 800 373 8000 to request your copy. I look forward to being of assistance to you.

Jeffrey Meldon
Founder of the Meldon Law Firm