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Newly Proposed Florida PIP Legislative Bill (Senate Bill 1930) Summary


Posted on Nov 19, 2011

Over the past few months, there has been a push to reform the PIP auto insurance laws here in the state of Florida.  On the surface, these provisions are meant to crack down on scam artists and offer tools to help law enforcement officers fight motor PIP fraud when they arrive at the scene of a scammed automobile accident. 

 

Supporters of this legislative bill claim that Floridians should not have to pay even higher premiums simply because some scam artists try to take advantage of no-fault auto insurance coverage.  They claim that this bill will revise Florida Motor Vehicle No-Fault Law to help eliminate fraudulent claims.

 

The bill requires responding law enforcement officers to list the names and addresses of all passengers involved in a crash using Florida's "Long Form" for all accidents in which a passenger complains of pain or discomfort.  It also establishes a direct-support organization called the Fight Auto Fraud Fund.  This organization will assist with the prevention, investigation, and prosecution of motor vehicle insurance fraud.

 

The bill also requires an insurance fraud notice for any medical care providers who knowingly submit fraudulent applications for clinics that treat auto crash victims.  Disclosure of the patient log in readable language must be provided within 30 days of receiving a written request from the insurer.

 

The bill provides that any person who knowingly submits a false or misleading claim cannot receive any PIP payments.  Finally, the bill provides more time for insurers to investigate suspicious claims and authorizes them to conduct on-site physical examination of the patient's treatment facility.

 

For more information, please see:

Are proposed PIP changes good for Floridians?  Gainesville and Ocala auto accident attorney speaks up.

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