
Bad Faith Denial of Insurance Claims explained.
Imagine, you are driving to the movies for a little relaxation time. However, you never get to relax.... A distracted truck driver runs a red light, and your car is wrapped around a utility pole and you black out. The next thing you know, its two weeks later and you are in critical condition in the hospital, surrounded by flowers. You just lost two weeks of your life, your job, and are incurring mountains of debt from medical bills from your car crash that caused severe injuries. And you think that's okay, because you have adequate insurance.
Except your insurance company denies your claim! You don't understand. You made all the payments, met all the requirements, and yet, your claim is being denied. As an experienced Gainesville accident attorney I know, you are not the only one this happens to. Insurance companies frequently encourage denial of claims in order to boost their bottom line throughout Florida.
Bad faith insurance practices can cover a wide range of areas, from denying payment of medical bills to denying your entire claim. Florida courts have recognized that insurance companies must act in good faith when dealing with clients and their personal injury or accident claims and can be held liable for acting in bad faith. An experienced accident attorney can help you better understand your rights under these court recognized precedents.
The following are some examples of insurance company acting in bad faith. For more, visit http://www.badfaithinsurance.org.
1. Your insurance company fails to provide a good reason for denying your claim.
2. Your insurance company asks for heavy amounts of documentation that may be difficult to get and is not required by your specific policy.
3. Your insurance company provides a very low ("low-balling") estimate of the value of your loss.
4. Your insurance company makes threats that they will not pay your claim without reason or merit.
5. Your insurance company tells you not to get a lawyer in order to help you with your situation.
6. Your insurance company does not meet the standards of other insurance companies in the area.
7. The investigation of your claim by the insurance company appears to be biased.
8. Your insurance company misrepresents the language in your policy to your disadvantage
9. Your insurance company fails to respond or act when you make a complaint for a claim.
10. Your insurance company's investigation measures feel overly invasive, harassing, or belittling to you and your situation.
For more information on insurance questions and problems, here are some more suggestions.
The Law Office of Jeffrey Meldon and Associates strongly believes that public education is the first step in the prevention of an accident or in the recovery from one.
They are experienced personal injury attorneys, trial lawyers, negotiators and litigators that have been proudly working to get accident victims the justice they deserve for over 30 years in Gainesville, Ocala, Lake City, Inverness, and the rest of North Central Florida and North Florida. Accidents involving a car crash, truck wreck, and motorcycle, bicycle, or pedestrian accidents, dog bites, slip and falls and medical malpractice are all included in their practice.
Based on Jeffrey Meldon's, founder of The Law Office of Jeffrey Meldon & Associates, over 30 years of helping accident victims get justice and a fair shake from the insurance companies he has written the consumer guide book, Seven Mistakes That Can Wreck Your Florida Accident Case. You can request your free copy right now, or contact his office for your complimentary copy sent to you today.
Contact the Law Office of Jeffrey Meldon at (800) 373-8000 or (352) 373-8000 immediately if you have been involved in a serious auto, truck or motorcycle accident. They are in your community, have the experience and resources required to work towards obtaining a fair settlement for you, and are there to help you.
Mr. Meldon's Office proudly handles accidents that occur on all roads and in the areas including: I-75, I-10, I-95, U.S. Route 301, U.S. Route 441, State Road 40, State Road 26, State Road 24, Archer Road, Main St, and University Avenue. Our law firm has been representing accident victims in Gainesville, Ocala, Lake City, Inverness, Palatka, Crystal River, Daytona Beach, Interlachen, Spring Hill, Dunnellon, Bunnell, Live Oak, Starke, Jasper, Cross City, Perry, Trenton, Leesberg, Lake Butler, Tavares, Chiefland, Bronson, Brooksville, The Villages and the counties of Alachua, Marion, Columbia, Citrus, Volusia, Sumter, Levy, Lake, Bradford, Flagler, Hamilton, Dixie, Gilchrist, Union, Hernando, Suwannee, Union, and Putnam since 1971!
Begin your case review by filling out the form below or call us toll free at 1-800-373-8000.
Jeffrey Meldon & Associates, PA
703 North Main Street
Suite A
Gainesville, FL 32601
Phone: (352) 373-8000
Fax: (352) 373-8400
Toll Free: (800) 373-8000
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