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Top 10 Accident & Insurance Myths for accident victims in Florida




Attorney Jeffrey Meldon

Hello, I am Jeffrey Meldon. As an accident attorney, I strongly believe that public education is step one in the prevention of an accident or in the recovery from one. 

My Office and Assoicates are located in Gainesville, Florida. We are Personal Injury Attorneys (Accident Lawyers). I take pride in my work and the results that I and my experienced team of Associates and Staff get for our clients.  

Everyone in my Office works hard to help accident victims get the justice and the fair settlement or jury verdict that they deserve thoughout the North and Central Florida area including: Ocala, Marion County, Alachua County, Lake City, Citrus County, Daytona Beach, and Inverness. I am highly involved with every case in my office and am the negotiator with insurance companies.

You can feel free to give me a call at 1 800 373 8000 or contact my office, with any questions you may have, or to discuss your unique case.


Everyday I hear “myths” about personal injury cases/accident cases and the insurance industry. So I have compiled a list of the most common “myths” or untruths that you should be aware of in Florida. Beware, the insurance industry is strong and powerful and is not on your side!

Here are The Top Ten Accident/Insurance Myths:

  1. You must give a recorded statement to the insurance adjuster for the at-fault party’s insurance company or your claim will be denied.
  2. You must sign a medical authorization form at the request of the at-fault insurance company (so they can go on a fishing expedition) or your claim will be denied.
  3. If you make a claim for uninsured motorist (UM) benefits, your insurance company will raise your insurance rates (remember you only have a UM claim if the other driver was at fault).
  4. If you make a claim for PIP it will raise your insurance rates (remember Florida is a no-fault state – you must get PIP and medical payment benefits from your own company).
  5. If you submit a reasonable settlement demand to the insurance company you will get a reasonable settlement offer.
  6. If you file a claim with your own insurance company they will treat you better than the at-fault driver’s insurance company.
  7. If you get into an accident that was not your fault there will be enough insurance to pay for all your bills, lost wages, and injuries.
  8. You can expect the same settlement that your friend (cousin, neighbor, or co-worker) received for his or her accident case with similar injuries.
  9. You will get you money from the jury or insurance adjuster for all your past and future medical bills, and loss of income, because your doctor says you were injured.
  10. You will get rich if you are in an accident because; the court system is like winning the lottery for injury claims.

Beware: These are all mistruths, lies, myths; whatever you want to call them. They are just not true!

Consult an experienced accident attorney if you have been injured in an accident for the full story.




We at the Law Office of Jeffrey Meldon and Associates strongly believe that public education is the first step in the prevention of an accident or in the recovery from one.  

We are experienced personal injury attorneys, trial lawyers, negotiators, litigators and staff that have been proudly working to get accident victims the justice they deserve for over 30 years in Gainesville, Ocala, Lake City, Inverness, and the rest of North Central Florida and North Florida. Accidents involving a car crash, truck wreck, and motorcycle, bicycle, or pedestrian accidents, dog bites, slip and falls and medical malpractice are all included in our practice.

Based on Jeffrey Meldon's, founder of The Law Office of Jeffrey Meldon & Associates, over 30 years of helping accident victims get justice and a fair shake from the insurance companies he has written the consumer guide book, Seven Mistakes That Can Wreck Your Florida Accident Case.  You can request your free, no obligation copy right now, or contact our office for your complimentary copy sent to you today.

Contact the Law Office of Jeffrey Meldon at (800) 373-8000 or (352) 373-8000 immediately if you have been involved in a serious auto, truck or motorcycle accident.  We are in your community, have the experience and resources required to work towards obtaining a fair settlement for you - we are here to help you.

We proudly handle accidents that occur on all roads and in the areas including: I-75, I-10, I-95, U.S. Route 301, U.S. Route 441, State Road 40, State Road 26, State Road 24, Archer Road, Main St, and University Avenue.  Our law firm has  been representing accident victims in Gainesville, Ocala, Lake City, Inverness, Palatka, Crystal River, Daytona Beach, Interlachen, Spring Hill, Dunnellon, Bunnell, Live Oak, Starke, Jasper, Cross City, Perry, Trenton,  Leesberg,  Lake Butler,  Tavares, Chiefland, Bronson, Brooksville, The Villages and the counties of Alachua, Marion, Columbia, Citrus, Volusia, Sumter, Levy, Lake, Bradford, Flagler, Hamilton, Dixie, Gilchrist, Union, Hernando, Suwannee, Union, and Putnam since 1971!