People are often confused about what PIP is, whose insurance company pays out the benefits in the event of an accident, and what is meant by Florida being a no-fault State.  As a local personal injury lawyer, here are the facts: 
 
 PIP stands for   Personal Injury Protection   and under Florida law it is required that every vehicle owner and driver on the road have $10,000 worth of PIP insurance coverage.  
    PIP benefits are paid by  your own  insurance company    if you are in an accident.  
 PIP benefits are paid by your own insurance company    regardless of who was at fault for the accident .    This is what is meant by Florida being a   no-fault   insurance State. 
 PIP insurance pays   for   80% of  your  medical bills and 60% of  your  lost wages,    up to $10,000.     This means, you have to recover the rest of your out of pocket expenses from the driver that caused the accident. 
 PIP covers   any accident or injury that involves a vehicle  , even if you are on a bicycle or a pedestrian and are injured by a vehicle. 
 
   Jeffrey Meldon Tip:    $10,000 of PIP can often be used up before you get out of the hospital!       
    Jeffrey Meldon Tip:     Over 50% of drivers on the road in Florida today have only the minimum required insurance, or are underinsured and some are driving illegally with no insurance at all.  Make sure to protect yourself and have  Uninsured/Underinsured Motorist (UM) coverage .          Check your policy today!      
  For more information:    On my   insurance recommendations and tips.     Floridians, Now is the time to protect yourself with adequate insurance  But I thought I had full coverage?  
  

Frequently Asked Questions

 


Q: What is PIP Insurance?  What does Florida being a no-fault State mean?

A:

People are often confused about what PIP is, whose insurance company pays out the benefits in the event of an accident, and what is meant by Florida being a "no-fault" State.  As a local personal injury lawyer, here are the facts:

  • PIP stands for Personal Injury Protection and under Florida law it is required that every vehicle owner and driver on the road have $10,000 worth of PIP insurance coverage. 
  • PIP benefits are paid by your own insurance company if you are in an accident. 
  • PIP benefits are paid by your own insurance company regardless of who was at fault for the accident.  This is what is meant by Florida being a no-fault insurance State.
  • PIP insurance pays for 80% of your medical bills and 60% of your lost wages, up to $10,000.  This means, you have to recover the rest of your out of pocket expenses from the driver that caused the accident.
  • PIP covers any accident or injury that involves a vehicle, even if you are on a bicycle or a pedestrian and are injured by a vehicle.

Jeffrey Meldon Tip:  $10,000 of PIP can often be used up before you get out of the hospital! " 

Jeffrey Meldon Tip:  Over 50% of drivers on the road in Florida today have only the minimum required insurance, or are underinsured and some are driving illegally with no insurance at all.  Make sure to protect yourself and have Uninsured/Underinsured Motorist (UM) coverage.        Check your policy today! 

For more information: 

On my  insurance recommendations and tips.

Floridians, Now is the time to protect yourself with adequate insurance

But I thought I had "full coverage"?

 



The Law Office of Jeffrey Meldon and Associates strongly believes that public education is the first step in the prevention of an accident or in the recovery from one.  

They are experienced personal injury attorneys, trial lawyers, negotiators and litigators that have been proudly working to get accident victims the justice they deserve for over 30 years in Gainesville, Ocala, Lake City, Inverness, and the rest of North Central Florida and North Florida. Accidents involving a car crash, truck wreck, and motorcycle, bicycle, or pedestrian accidents, dog bites, slip and falls and medical malpractice are all included in their practice.

Based on Jeffrey Meldon's, founder of The Law Office of Jeffrey Meldon & Associates, over 30 years of helping accident victims get justice and a fair shake from the insurance companies he has written the consumer guide book, Seven Mistakes That Can Wreck Your Florida Accident Case.  You can request your free copy right now, or contact his office for your complimentary copy sent to you today.

Contact the Law Office of Jeffrey Meldon at (800) 373-8000 or (352) 373-8000 immediately if you have been involved in a serious auto, truck or motorcycle accident.  They are in your community, have the experience and resources required to work towards obtaining a fair settlement for you, and are there to help you.

Mr. Meldon's Office proudly handles accidents that occur on all roads and in the areas including: I-75, I-10, I-95, U.S. Route 301, U.S. Route 441, State Road 40, State Road 26, State Road 24, Archer Road, Main St, and University Avenue.  Our law firm has  been representing accident victims in Gainesville, Ocala, Lake City, Inverness, Palatka, Crystal River, Daytona Beach, Interlachen, Spring Hill, Dunnellon, Bunnell, Live Oak, Starke, Jasper, Cross City, Perry, Trenton,  Leesberg,  Lake Butler,  Tavares, Chiefland, Bronson, Brooksville, The Villages and the counties of Alachua, Marion, Columbia, Citrus, Volusia, Sumter, Levy, Lake, Bradford, Flagler, Hamilton, Dixie, Gilchrist, Union, Hernando, Suwannee, Union, and Putnam since 1971!

 

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Jeffrey Meldon & Associates, PA
703 North Main Street
Suite A
Gainesville, FL 32601
Phone: (352) 373-8000
Fax: (352) 373-8400
Toll Free: (800) 373-8000

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