Practice Areas

• Car and Motorcycle Accidents
• DUI and Criminal Defense
• Big Truck Accidents
• Medical Malpractice
• Serious Injuries:
  Slip and Fall | Dog Bites

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Frequently Asked Questions

Q: Is Bodily Injury Liability insurance required in Florida?

A:

As a personal injury lawyer, accident attorney, I can tell you, insurance is of utmost importance if you are involved in a serious accident with injuries, no matter who causes the crash.  

Whether Bodily Injury Liability coverage is required or not, has two main areas of discussion.  Here is the info:

1. Bodily Injury Liability (BI) coverage is not required to legally drive an automobile in the state of Florida. However, it can be if you have been convicted of a DUI. Under Florida Statue 324.023, Financial responsibility for bodily injury or death, you must have bodily injury insurance if you are convicted of a DUI. If you were convicted on or before October 1, 2007, the minimum requirement is $10,000 per person and $20,000 per incident. If you were convicted after October 1, 2007, the minimum required is $100,000 per person and $300,000 per accident.   According to the Statute you must have BI coverage for a period of 3 years after the return of your driving privileges.

2. If you choose to drive without BI coverage, it is important to know that Florida has a Florida Financial Responsibility Law which requires that a person, who is at fault for an accident, must provide financial coverage of at least $10,000 per person and $20,000 per accident.  Meaning, if you cause an accident which results in bodily injuries to another person(s), you must either have BI insurance or post a bond for the required amount of coverage. If this "responsibility" is not met, loss of your driving privileges can result. You will also be required to make financial arrangements to pay for any judgment against you for property damage and/or bodily injuries before you can get your driver's license reinstated.

As an accident lawyer that has seen the devastation caused by not being adequately covered, I suggest not only having bodily injury liability but having more than the minimum to fully protect yourself and your assets. I recommend a minimum of $100,000 per person and $300,000 per accident. 

For more information, please see:

Auto Insurance Coverage: Laws, Recommendations, Factors and Tips for Floirda Drivers

Bodily Injury Liability Insurance 101

What is Uninsured Motorist Coverage and why do I need it?

Four Reasons You Should Have Bodily Injury Liability Insurance Coverage

Accident attorney, Jeffrey Meldon, strongly believes that public education is the first step in the prevention of and/or recovery from a serious accident. 

He and his Office take pride in their work, and in results they get for their clients.  

The Law Office of Jeffrey Meldon and Associates is a regional law firm that is located in Gainesville, Florida. They are personal injury lawyers, litigators and trial lawyers that have been working to get accident victims the justice they deserve for over 37 years throughout North Florida and all over Florida. Accidents involving a car crash, truck wreck, and motorcycle, bicycle, or pedestrian accidents, dog bites, slip and falls and medical malpractice are all included in their practice as accident attorneys.

They have been proudly representing injured victims in Gainesville, Ocala, Lake City, Inverness, Daytona Beach, Dunnellon, Palatka, The Villages, and the counties of Alachua, Marion, Columbia, Citrus, Volusia, Sumter, Putnam  and the entire North and Central Florida since 1971.

For more information on how they can help you, or any other question you may have, feel free to contact their office at 1 800 373 8000

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