The short answer is, yes.    Many people do not realize that the owner of the at-fault vehicle is first in line and the primary party responsible for legal liability issues regarding damages and injuries caused in an accident; the driver of the vehicle is second. 
    Jeffrey Meldon Tip:    Sometimes it is hard to tell a good friend that you would rather not let them borrow your car, but remember if something happens, you will be on the hook.   It is a good idea to let them know if they want to borrow your car, and you are willing to let them, to remind them to be extra careful because you will be responsible if they make a mistake. 
 Also, if there is an accident caused by a vehicle you lent out and the injured person's case exceeds your insurance policy limits, you could lose everything you own (other than your homestead).  
  As an example,  recently we represented a woman injured in an Ocala personal injury auto accident case that was not her fault.  In this case the person that was primarily responsible for the crash was not even in his car at the time of the accident. He was comfortably at home on his couch watching a football game.  He was the owner of the at-fault vehicle and had lent his car to a friend to run up to the corner store.  Now he was facing legal claims against him by the injured woman.  The woman, our client, was able to collect against the car owner for the full amount of his insurance policy which was the value of the woman's injuries and the driver of the vehicle that actually caused the accident ended up having to pay nothing. Not only did his insurance company have to pay for injuries suffered in the accident, his insurance rates will end up increasing.

Frequently Asked Questions

 


Q:

I loaned my car to a friend in Ocala, and he got into an accident that was his fault, am I responsible?

A:

The short answer is, yes.  Many people do not realize that the owner of the at-fault vehicle is first in line and the primary party responsible for legal liability issues regarding damages and injuries caused in an accident; the driver of the vehicle is second.

 Jeffrey Meldon Tip:  Sometimes it is hard to tell a good friend that you would rather not let them borrow your car, but remember if something happens, you will be on the hook.   It is a good idea to let them know if they want to borrow your car, and you are willing to let them, to remind them to be extra careful because you will be responsible if they make a mistake.

Also, if there is an accident caused by a vehicle you lent out and the injured person's case exceeds your insurance policy limits, you could lose everything you own (other than your homestead). 

As an example, recently we represented a woman injured in an Ocala personal injury auto accident case that was not her fault.  In this case the person that was primarily responsible for the crash was not even in his car at the time of the accident. He was comfortably at home on his couch watching a football game.  He was the owner of the at-fault vehicle and had lent his car to a friend to run up to the corner store.  Now he was facing legal claims against him by the injured woman.  The woman, our client, was able to collect against the car owner for the full amount of his insurance policy which was the value of the woman's injuries and the driver of the vehicle that actually caused the accident ended up having to pay nothing. Not only did his insurance company have to pay for injuries suffered in the accident, his insurance rates will end up increasing.



The Law Office of Jeffrey Meldon and Associates strongly believes that public education is the first step in the prevention of an accident or in the recovery from one.  

They are experienced personal injury attorneys, trial lawyers, negotiators and litigators that have been proudly working to get accident victims the justice they deserve for over 30 years in Gainesville, Ocala, Lake City, Inverness, and the rest of North Central Florida and North Florida. Accidents involving a car crash, truck wreck, and motorcycle, bicycle, or pedestrian accidents, dog bites, slip and falls and medical malpractice are all included in their practice.

Based on Jeffrey Meldon's, founder of The Law Office of Jeffrey Meldon & Associates, over 30 years of helping accident victims get justice and a fair shake from the insurance companies he has written the consumer guide book, Seven Mistakes That Can Wreck Your Florida Accident Case.  You can request your free copy right now, or contact his office for your complimentary copy sent to you today.

Contact the Law Office of Jeffrey Meldon at (800) 373-8000 or (352) 373-8000 immediately if you have been involved in a serious auto, truck or motorcycle accident.  They are in your community, have the experience and resources required to work towards obtaining a fair settlement for you, and are there to help you.

Mr. Meldon's Office proudly handles accidents that occur on all roads and in the areas including: I-75, I-10, I-95, U.S. Route 301, U.S. Route 441, State Road 40, State Road 26, State Road 24, Archer Road, Main St, and University Avenue.  Our law firm has  been representing accident victims in Gainesville, Ocala, Lake City, Inverness, Palatka, Crystal River, Daytona Beach, Interlachen, Spring Hill, Dunnellon, Bunnell, Live Oak, Starke, Jasper, Cross City, Perry, Trenton,  Leesberg,  Lake Butler,  Tavares, Chiefland, Bronson, Brooksville, The Villages and the counties of Alachua, Marion, Columbia, Citrus, Volusia, Sumter, Levy, Lake, Bradford, Flagler, Hamilton, Dixie, Gilchrist, Union, Hernando, Suwannee, Union, and Putnam since 1971!

 

Bookmark and Share

Free Evaluation

Begin your case review by filling out the form below or call us toll free at 1-800-373-8000.

Name:

Phone:

Email:

Tell us more:


Jeffrey Meldon & Associates, PA
703 North Main Street
Suite A
Gainesville, FL 32601
Phone: (352) 373-8000
Fax: (352) 373-8400
Toll Free: (800) 373-8000

Get Directions