Gainesville, Ocala, Lake City & Inverness, Florida Accident Attorney and Alachua County DUI Lawyer Blogs

Vehicle vs. wildlife - reminders for all of us.

A woman and her son were lucky when they encountered a 130 pound deer on the road near Panama City yesterday and they escaped with only minor injuries; however, unfortunately for the deer the accident was fatal as it crashed into the vehicle's windshield.

What can all of us in Alachua and Marion Counties and the surrounding rural areas learn from this encounter?  As a personal injury lawyer, I can say that there are a few important things for all of us to be reminded of by this accident.

First, you never know what is up ahead of you on the road, so it is very important to always be prepared; both hands on the wheel, both eyes on the road, your mind on your driving, and follow the speed limits.  One can only imagine that there may have been a quite different outcome to the story had the driver been driving distracted by texting, celling, or some other form of multitasking at the time the deer presented itself in their path.

Another important point, and one that I have written on before is that deer do not carry insurance to cover your injuries if you are in hurt in an accident with one, which as we all know is common place in these parts of Florida.  Hopefully, the driver of the vehicle that hit the deer had at least the minimum insurance required in Florida ($10,000 of PIP and $10,000 of property damage to cover damage to the other person's vehicle if you are at fault in an accident), if so, then her PIP coverage would allow them to recover 80% of their medical expenses from the crash (up to $10,000), but they would not have any insurance to cover any damages to their car - this is where collision insurance comes into play.  So, make sure to protect yourself with adequate insurance, here are my recommendations.

Lastly, this is a good time for us to be reminded to always buckle up, and make sure all your passengers do as well.  This couple was extremely lucky; often encounters with wildlife can result in loss of control of the vehicle, resulting in major injuries and even death to the humans as well as the unlucky wildlife.

In summary. always buckle up, follow the speed limit and pay attention with both hands on the wheel, both eyes on the road and your mind on the task at hand - driving! And make sure you protect yourself, family and your passengers by carrying adequate insurance.